Forget weekly or monthly budgeting. This one year budget–yes budgeting for a whole year at once–will change your life. When it comes to budgeting, people tend to think short term–budgeting week by week, paycheck by paycheck, or month by month. This is great for getting a close look at your finances and making sure that […]

I was first introduced to my love of photography in 2013 when Joseph bought me a Canon T5i for Christmas. I’d always loved to take photos but didn’t recognize what I was doing as photography. I mean, nothing about disposable cameras screamed photography to me even though technically I did end up with photographs afterwards. […]

[embedyt] https://www.youtube.com/watch?v=US86-048qTY[/embedyt] Want to know how to make a budget for your family? The first step to reaching your financial goals is to take control of your money by creating a budget plan. But figuring out how to start a budget that actually works can be tough. That’s why we’ve put together this comprehensive guide […]

[embedyt] https://www.youtube.com/watch?v=-J8BVgH9mlo[/embedyt] We saved an unbelievable $85,000 last year! That is the most we’ve ever increased our savings in a single year. In May we it a big financial milestone: we had saved our way to a $200,000 nest egg. Then six months later we hit another amazing milestone. Thanks to our decent savings rate […]

Do you have to be frugal in order to become financially independent? Although the answer to the question depends in part on who you define frugality, I would say that the general answer is no. When Joseph and I first started our lives together, we also embarked on the journey to financial independence though we […]

Frugality is all the rage. When Joseph and I decided to pay off $30,000 worth of debt this year, we naturally decided to frugalize our budget. But what started out as a tool to help us reach our financial goals faster, quickly morphed into this strange pressure to spend less and less because it was […]

Want to know how to create a debt repayment plan that you can stick to? We share our best strategies in this step-by-step guide to paying off debt. Back in March, Joseph and I sat down and actually tallied up our debts. Between our mortgage and student loans, we knew we had to owe well […]

Joseph and I have decided that we want to be in a position to retire early if we choose too. We’ve talked about our plans in one of our older YouTube videos where we talk about how we intended to reach financial independence in nine years despite currently being one million dollars in debt. At that […]

These seven steps to financial freedom are a great guide to help you get ahead financially and set short term and long term money goals. [embedyt] https://www.youtube.com/watch?v=ENymSxQbPbI[/embedyt] I rediscovered an old journal of mine this weekend that made me stop and think about how our goals can seem impossible, especially when it comes to finances. […]

They year is halfway over and I’m only just now writing a blog post about our goals. That’s not because we didn’t have goals until now. It’s because we just had not had an opportunity to blog about those goals until now. We share our goals with you because we believe in transparency and we […]