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Plan your spending for a year at once–in under 15 minutes! Make space for guilt-free spending on the things you love. Never get caught off guard with an expense ever again. Use your money to create the life that you want.

Finally, A Budget That Actually Works

are you ready to change your financial life?


I finally have a good way to manage sinking funds that rotate depending on what is coming up. I am finishing up my first year of one-year budgeting soon. It was crucial for me when budgeting for my wedding. Now I use it to save up for each gym trainer package and the expenses I’ve taken on after getting married.

“The one year spending plan is seriously life changing!.”

what people are saying

You deserve to live the best version of your life. And that life costs money. Having a solid spending plan in place, one that’s based on your values and vision for your life, is an essential part of managing your money well.

Budgets often get a bad rap because people think that budgeting means restriction. But it doesn’t have to be that way! In fact, a good budget (aka spending plan) can actually be enjoyable and easy to stick to. The key? Making sure that your spending plan is based on what you actually value and not just what you think you “should” be doing with your money.

What you put into your budget isn’t the only thing that matters. HOW you budget is just as important. The right budgeting method could mean the difference between making your financial dream life inevitable and it staying off in the distant future.

You can create a spending plan--aka a budget--that supports your best life.

Most of us aren’t taught a solid budgeting strategy growing up so we’re left to cobble together a strategy that works in the moment. The problem?

Most budgeting methods focus on the short term–the next paycheck or the next month, which makes it so much harder to plan for the future that you know is coming.

The result? A budget that focuses on reacting to the constant influx of financial demands, hopping from financial fire to financial fire, never feeling like you are in the driver’s seat of your own financial life.

where typical budgeting falls short...

Create a spending plan for your whole year in just 15 minutes, then tweak as you go

Map out your progress on your life and financial goals for the year right in your spending plan

Anticipate seasonal and one-off expenses in advance so that they don't catch you off guard

Make solid money decisions now, knowing exactly how they'll impact your financial year

Know exactly when and how you'll make progress on your big life and financial goals


Imagine having a spending plan that helps you manage your money with ease today while also letting you plan out your financial year in advance. Where you know exactly where your money is going to today and where you want it to go for months to come.


Time wasted redoing your budget from scratch every month or paycheck

Constantly questioning whether or not you can afford your big financial and life goals

Keep you reacting to every financial hiccup that comes up instead of planning well ahead

Can't see the impact that the decisions that you are making now will have on the future

Short term focus makes it hard to visualize and make progress on long term goals 

short-term budgets:


Finally, a simple budgeting method that you actually enjoy sticking to! Take control of your finances and create your money plan one year at a time so that you can start using your money to create the rich life that you deserve today.

The One Year Spending Plan

make your rich life inevitable with...

  • Learning the four practical methods for tracking your monthly spending, so you can choose the one that fits your lifestyle best
  • How to handle months when your actual spending doesn't match your plan
  • Adjusting your spending plan without feeling discouraged, turning "off-plan" months into learning opportunities
  • Making your spending plan a positive, motivating part of your financial journey
  • Strategies for celebrating your successes and progress, no matter how small

Forget the idea that budgets are rigid, set-it-and-forget-it documents. A truly effective spending plan is a living, breathing tool that evolves with you. This lesson shows you how to transform your spending plan from a static spreadsheet into a flexible tool for financial success:

your spending plan in action


  • Handle emotions about money in a helpful way, so you can focus on finding the best solutions
  • Prioritize your expenses effectively, so that your money always goes where it matters most
  • Manage both surpluses and shortfalls in your plan effectively
  • Know how to adjust your spending plan quickly when the unexpected happens

Financial balance isn't about perfection—it's about adaptability and resilience. This lesson equips you with the skills to create and maintain a spending plan that bends without breaking, adapting to life's ups and downs while keeping you on track towards your goals:

the art of the balanced budget

the masterclass | lesson 2

  • Understanding the five key categories every effective spending plan must include
  • Uncovering often-overlooked expenses that can derail even the best-laid financial plans
  • Identifying your true spending priorities to ensure your plan aligns with your values
  • Clarifying your short-term and long-term financial goals to give your plan purpose and direction
  • Learning how to accurately assess your current financial situation without judgment

To build a solid financial plan, you first need to know where you are. This lesson helps you take a clear look at your money situation. We'll go beyond just guessing about what you earn and spend, and create a full picture of your financial life:



It’s time to kick restrictive budgets to the curb. A one year spending plan gives you the power to go beyond just this paycheck or this month to make a plan for your money–and your life–for an entire year.

No more wondering if you’ll be able to take that vacation, meet your savings goals, or splurge on holiday decor this year. Start planning your financial dream life in just 15 minutes.


personal spending plan template

Here's What's Inside...


Value $47 

Look over our shoulders as we create a one year spending plan in under 15 minutes.

The 15-Minute Spending Plan


Value $27 

This workbook guides you through organizing your financial numbers all in one place.

The Companion Workbook


Value $67 

Learn to navigate spreadsheets like a pro in less time than it takes to drink a coffee.

Simple Spreadsheets

the bonus suite

master your money faster with...




One Year Spending Plan Template
One Year Spending Plan Masterclass
BONUS: The Companion Workbook
BONUS: Simple Spreadsheets
BONUS: The 15 Minute Spending Plan

The One Year Spending Plan

the last budget you will ever need...


I had debt that I could afford to pay but I wasn’t getting anywhere fast and I wanted to turn things around. Using the one year spending plan I went from not focusing on my finances to really honing in on my spending. Six months later I’m on track to being debt free and building wealth in the next 18 months–something that I used to think was at least 5 years away!

“I started using the one year spending plan in January and it has already changed my life.”

what people are saying



Your extraordinary life is within reach. It's the life where financial security meets personal fulfillment, where your work resonates with your values, and where each day brings new opportunities for growth and happiness.

My journey from single teen mom to Yale Law graduate, from U.S. Marine to successful attorney and entrepreneur, has taught me invaluable lessons about resilience, growth, and the power of intentional living. Now, as a business owner, author, wife and mother of two, I've made it my mission to empower others to design lives they truly love.

Creating an extraordinary life isn't about following someone else's blueprint—it's about intentionally crafting a path that's authentically yours. It's about making conscious choices, embracing challenges as opportunities, and consistently taking steps towards your vision of success.

Ready to take concrete steps towards financial freedom, purposeful living, and a more fulfilling life?

Let's get started.

The next chapter of your story starts here. Let's make it remarkable.

Meet Scarlett. Lawyer, Author & Entrepreneur


next question —

The One Year Spending Plan is packed with the resources and tools that you need to finally implement a sustainable money plan.

The One Year Spending Plan masterclass teaches you how to create a spending plan for an entire year at once. In Simple Spreadsheets you’ll learn the basic spreadsheet skills you’ll need to easily edit your one year spending plan template.

You’ll also have access to the included bonus mini-training, The 15 Minute Spending Plan, where you’ll watch us create a spending plan in just 15 minutes.

What do I get when I purchase the One Year Spending Plan?

next question —

This is a self-paced program that will help you create your one year spending plan in less time than it takes to stream an episode of your favorite show!

How long will it take for me to go through the program?

next question —

You will have lifetime access to the course and materials so that you can continue to use your one year spending plan year after year to support your best life.

How long will I have access to the course?

next question —

Due to the digital nature of this program all sales are final. If you have any questions about the program before you purchase, we’re happy to answer them. Just reach out to us at support@onebighappylife.com.

What is the refund policy?

next question —

Yes! The one year spending plan is a tool that will transform how you manage your money no matter where you are on your financial journey.

I'm already pretty good with money. Will this really help me?

next question —

If you have questions, reach out to us at support@onebighappylife.com.

What if I have more questions?




One Year Spending Plan Template
One Year Spending Plan Masterclass
BONUS: The Companion Workbook
BONUS: Simple Spreadsheets
BONUS: The 15 Minute Spending Plan

The One Year Spending Plan

it's time to take control of your money...